Welcome to my monthly blog post. I hope you are well and find this month’s post of interest. If you are an employee, you may be fortunate enough to receive a bonus, a reflection of your contribution to your employer. If you are expecting a bonus sometime soon, you may already have mentally accounted for the money. This is the modern term for what previous generations did when they put the money in ‘pots’, (either virtually or physically) and allocated it for certain bills or activities.